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| The credit union offers a large variety of loan products. All our loans are simple interest and there is never a prepayment penalty on any credit union loan. |
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Second Mortgage Loans |
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| Use the equity that has accumulated in your home to lock in on our
fixed rate, possibly tax deductible, loan with terms of 24 to 180 months for home improvement,
a new car, vacation, children's college, etc.
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Home Equity Loans |
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We offer Home Equity Line-of-Credit Loans for just about any purpose you could want. Our closing costs are very minimal and may be included in your loan or paid at closing. |
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Automobile Loans |
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We offer auto loans for new and used autos. Terms are available up to 72 months.
Up to 100% financing is available to qualified borrowers. Want to check out the value of an auto? Take a look at http://www.nadaguides.com/
Call one of our loan officers to see about getting pre-approved credit union or bank in town and we'll match it! |
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Boat Loans, Motorcycle Loans, RV Loans |
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| Is this what you are looking for? We can help you with vehicle loans for motorcycles, RV's,
or boats/trailers. We have competitive rates and terms. Check out your options with us before
shopping anywhere else.
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VISA™ |
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| We have the VISA (Classic card with credit limits up to $10,000
for qualified borrowers. Our Card has a fixed rate with no annual fee. Call today to qualify
for your low cost access to credit.
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Signature Loans, Revolving Credit Loans |
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For those purchases you don't want on your credit card or for those of you who don't like using credit cards, then Louchem's signature. Our loan department can give you more information on either of these loan.
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Share and Share Certificate Loans |
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Share and Share certificate secured loans allows you to borrow against the balance in your account easily and quickly. This loan lets you keep your savings and the earning power they bring while paying just 2 or 3 percent interest above your dividend rate while you borrow for that necessity or take care of a long-term dream.
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Loan Protection Insurance |
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Both credit life and credit disability insurance is offered on all our loans. Why worry that you won't be able to meet all your financial responsibilities in case you are sick or injured? With our low cost credit disability it will pay on your credit union loans while you are off from work. Our credit life insurance will make life easier for your loved ones in the event of your death. Don't leave them behind with your bills, sign up for credit life on all your credit union loans. | |
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