Welcome to Louchem FCU - Savings Products

Savings Products:

Louchem provides an array of savings services to meet your needs. Make your choice of one, two or all the services for a safe, convenient, and profitable way to handle your financial affairs.

Share Accounts (Savings)

This is the primary account for all of our members. Our share accounts are comparable to what some may call a passbook account. A minimum deposit of just $5.00 is all that is needed to open your credit union membership.

Apply for Membership Now	Request More Information
See Current Savings Rates	See Rates & Fee Disclosure

Share Draft Accounts (Checking)

As the primary financial institution for many of our members, our Share Draft Account is a popular type of account. This account has NO MONTHLY SERVICE CHARGE and requires NO MINIMUM BALANCE. Qualified members may receive our MasterMoney™ Debit Card or our ATM card to use.

With the advantage of direct deposit of your payroll check, your social security payment, or your retirement check, you no longer have to wait in line to make a deposit and get cash back. Let your money beat you to your account, earn more dividends, and get cash through all our convenient services.

Request More Information & an Application
See Current Savings Rates	See Rates & Fee Disclosure

Money Market Accounts

Do you want a higher return on your account? Then our Money Market Account is for you. The minimum deposit to open and maintain the account is $2500.00. There is no monthly service charge. Market based dividends are paid on the account. Dividends are calculated daily and credited to your account monthly.

Request More Information & an Application
See Current Savings Rates	See Rates & Fee Disclosure

Christmas Club Accounts, Special Savings Accounts

Still needing more saving ideas. Try one of these accounts to help you save money.

Request More Information & an Application
See Current Savings Rates	See Rates & Fee Disclosure

IRA Savings Accounts

It's never too early or too late to start saving for retirement. We offer Traditional, Roth and Educational IRAs, as well as, IRA Share Certificates. Check with our member service department for details.

Request More Information & an Application
See Current Savings Rates	See Rates & Fee Disclosure

Share Certificates

We offer a wide variety of share certificates of deposit to meet your investment needs. The minimum deposit to open and maintain a share certificate is $500.00 and we offer many terms with highly competitive rates.

Request More Information & an Application
See Current Savings Rates	See Rates & Fee Disclosure

Your savings federally insured to $100,000 by National Credit Union Administration, a U.S. Government Agency

Site design: